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MOCHILAB / AI SKILL
Emergency Fund Stress Lab
Stress-test liquid savings against income interruptions and one-off costs with scenario-specific runway estimates.
What it does
Stress-test liquid savings against income interruptions and one-off costs with scenario-specific runway estimates.
- Multiple income-interruption cases
- Separate immediate and recurring costs
- First month of negative cash
- Scenario-specific funding gaps
Try saying
Use my supplied records to stress-test liquid savings against income interruptions and one-off costs with scenario-specific runway estimates.
Export a reproducible report with the assumptions, key metrics and detailed CSV. Ask me for missing facts first.
Calculation scope
essential_monthly is the baseline essential expense. Each scenario needs id/months/income_monthly/one_off_cost; expense_change defaults to zero. Immediate costs are deducted before the monthly net flows. A first_negative_month of zero means the immediate cost exceeds available cash.
Deliverables and runtime
Includes executable Python 3.10+ standard-library calculations, independent numerical tests, fictional examples and an input reference. Supported flat collections accept CSV. No extra market-data key is needed. Files stay in the active assistant workspace, with input and output hashes. Analysis only; no account access or automatic trading.
References