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MOCHILAB / AI SKILL
Multi-Goal Savings Planner
Model inflation-adjusted savings goals, required monthly contributions and priority-based budget gaps.
What it does
Model inflation-adjusted savings goals, required monthly contributions and priority-based budget gaps.
- Inflation-adjusted goal amounts
- Effective monthly compounding
- User-priority budget allocation
- Required savings versus affordable outcomes
Try saying
Use my supplied records to model inflation-adjusted savings goals, required monthly contributions and priority-based budget gaps.
Export a reproducible report with the assumptions, key metrics and detailed CSV. Ask me for missing facts first.
Calculation scope
Each goal needs id/priority/months/target/saved/annual_return; inflation defaults to zero. Target is in current purchasing power. Returns are effective annual assumptions converted to monthly rates; deposits occur at month-end. Smaller priority numbers receive the limited budget first.
Deliverables and runtime
Includes executable Python 3.10+ standard-library calculations, independent numerical tests, fictional examples and an input reference. Supported flat collections accept CSV. No extra market-data key is needed. Files stay in the active assistant workspace, with input and output hashes. Analysis only; no account access or automatic trading.
References